We believe that the evidence so far shows that these are the most important investment principles to follow if you want a successful investment experience:

• Academic research adds value.
• Risk and return are related.
• Global diversification reduces risk and enhances returns.
• Lower expenses increase investment returns.
• The management of tax liabilities is just as important as expenses to overall investment returns.
• Active management adds speculative risk and does not add value. What is known as "passive management" or "index investing" is the superior approach for investors.
• An effective investment strategy should be integrated with an overall financial plan.

Between them EBIS members have an extensive library of research, academic papers and articles. It is our intention to add as many of these as possible to this site; with new evidence being added on a regular basis. PLEASE CLICK HERE for a list of current documents; an EBIS executive review and; a hyperlink to the original.